*NPCI Global Presence*
NPCI is taking India's payment stack - *UPI + RuPay* - to the world through its subsidiary *NPCI International Payments Ltd (NIPL)*.

*1. NIPL - The International Arm*
- *Founded*: April 3, 2020
- *Purpose*: Export NPCI's indigenously developed payment systems to other countries
- *CEO*: *Ritesh Shukla* - Ex-Mastercard MENA head
- *Focus*: Licensing, consulting, and infrastructure for real-time payment systems + global acceptance of UPI & RuPay ee5548ed9648

*2. Countries where UPI/RuPay is LIVE or Partnered*
NIPL has partnerships across Asia, Middle East, Europe, Africa & Americas b56d

*Live/Operational:*
- *Bhutan, Singapore, Mauritius, UAE, France* - UPI QR payments live for Indian travelers
- *France*: Tie-up with Lyra. UPI accepted starting with Eiffel Tower
- *Japan*: Partnership with NTT DATA to enable UPI for Indian tourists b56d9e75

*Partnerships / Pilots:*
- *Nepal, Sri Lanka* - UPI acceptance partnerships
- *Qatar, Oman, Southeast Asia* - Pilot deployments in progress
- *Peru*: NIPL + Central Reserve Bank of Peru to build UPI-like real-time payment infra
- *Malaysia*: Merchantrade Asia partnered with NIPL for remittances to India via UPI b56d9e75

*Target Regions*: Gulf countries like Saudi Arabia, UAE, Bahrain, Europe, North America, Mauritius, Singapore 1ade

*3. How Global UPI Works*
1. *For Indian travelers*: Activate "UPI Global" in BHIM, Paytm etc. Scan QR abroad, pay in local currency with low forex fees
2. *For NRIs/Foreign visitors in India*: RBI permits UPI access for users from Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, UAE, UK
3. *E-commerce*: Tie-up with *PPRO* - a global payments provider - to let Indian consumers pay with RuPay/UPI on international merchant sites 227719ac

*4. Key Strategy*
- *Bilateral + Multilateral models*: NPCI is exploring both direct country links and global networks like Alipay+
- *Technology Export*: Countries in Asia, Africa & Middle East want to replicate India's UPI model
- *Goal*: Make UPI/RuPay accepted wherever Indians travel for holidays, study, work 7a6996481ade

*5. Why it matters*
- *777 million Indian online consumers* shop across borders. 1/3 shop globally, mostly US & China
- NPCI wants to give Indian consumers the same payment experience abroad
- CEO Dilip Asbe joined SWIFT's supervisory board, showing India's role in shaping global payments 19ac64f5

*Bottom line*: NPCI is no longer just domestic. Through NIPL, it's exporting "India Stack" and building UPI corridors worldwide.

Want me to make a country-wise map/list of where you can use UPI today vs coming soon?